Buy your next home with confidence

A survey, also known as a home buyers report, will help you make an informed decision on whether to go ahead with buying a property or not. It will help decide what is a reasonable price to pay and take into account any repairs needed. It will also highlight if further advice is needed before committing to your purchase. Here at John German, we are qualified to carry out a number of surveys and formal valuations to help you decide what to do next.

Types of house surveys and valuations available

RICS Condition Report

A RICS Condition Report is a good option if you are buying a conventional house, flat or bungalow from common building materials and in a reasonable condition. It focuses purely on the condition of the property and sets out ‘traffic light’ ratings of the condition of various parts of the building, services, garage and outbuildings showing problems that require varying degrees of attention.

The report also sets out a summary of the risks to the condition of the building and other matters including guarantees, planning and building control issues for your legal advisers.

A RICS Condition Report does not include a valuation.

RICS HomeBuyers Report

A RICS HomeBuyers Report is an extensive report which includes all of the features in the RICS Condition Report along with:

  • A more extensive inspection
  • Surveyor’s professional opinion on the ‘Market Value’ of the property
  • An insurance reinstatement figure
  • A list of issues the surveyor considers may affect the value of the property
  • Advice on ongoing repairs and maintenance
  • Issues that need to be investigated to prevent serious damage or dangerous conditions
  • Legal issues that need to be addressed before completing the purchase
  • Information on location, local environment and the recorded energy efficiency (where available)
  • Need a formal or private valuation?
  • We are qualified to provide formal and private valuations, depending on your requirements

Need a formal or private valuation?

We are qualified to provide formal and private valuations, depending on your requirements

Property valuations we can help with:

  • Property purchases (private sale)
  • Capital Gains Tax
  • Inheritance Tax (probate and tax planning)
  • Building plots / development sites
  • Matrimonial / expert valuer submissions
  • HS2
  • Help to Buy
  • Portfolio Appraisals
  • Buy to let purchases
  • Mortgage & security lending

Is a mortgage valuation the same as a survey?

In short no. Home-owners are often confused about their lender’s valuation, many still believe the lender’s valuation is a survey and is being done for their benefit.

Independent research found that on average home buyers spent £5,750 on unforeseen repairs when they moved into their new home. The vast majority will have relied on the lender’s valuation only.

Which survey do you need?

Check out the RICS guide to choosing the right survey. Alternatively, get in touch with us for more advice.

Meet the surveyors

David Urwin and James Morgan are RICS qualified Chartered Surveyors who have been providing buyers and property owners with professional advice since the 1980’s.


James Morgan MRICS

Director, Chartered Surveyor, Property Valuer

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