Mon 31 Aug 2015
Richard takes the view that clients need to be guided through the minefield that is the mortgage market. So here are his top tips:
- The most important thing to do when setting out to get a mortgage is to take independent advice. No matter what your level of experience in dealing with mortgages, the market is continually changing and an independent mortgage adviser is far more likely to have their finger on the pulse of what’s going on.
- Each lenders policy is different and something that seems insignificant to you may have a great effect on a mortgage application or the type of deal available to you.
- Check what you are being charged. There is nothing wrong with an adviser charging a fee but not all do, and some have the option to be paid by the lender only instead of charging you as well.
For more information you can contact Richard by speaking to your local John German branch or click here.
Don't forget to read Richard's TOP TIPS ON HOW TO IMPROVE YOUR CREDIT SCORE coming soon...
"Dear Sarah, thank you so much for your invaluable help in purchasing Pye Barn. As soon as I realised we had a hold up it was very reassuring to know that you were there to move things along. You have been friendly, always courteous and professional and a star!"