Buying a property is generally regarded as the largest single investment that most people make. Properties are not only expensive to buy but can be expensive to repair.

The best way to decide on such an important investment is to have a professional survey carries out. Indeed, many banks and building societies state within their terms and conditions that the mortgage valuation should not be solely relied upon and advise that you obtain an independent survey to suit you individual needs. This is reinforced by many legal representatives who also advise clients to have an independent survey prior to a legal commitment to purchase.

To do without a survey may well prove to be a false economy as it could easily save you money if faults are revealed which enable to re-negotiate a price reduction. Indeed, if the house is poor value for money or requires substantial repair and maintenance, it may prevent you from making a serious fiancial mistake.

A survey undertaken by a chartered surveyor gives a purchaser a professional opinion about the property in question. Once received and prior to a legal commitment to purchase is made, its findings considered and where defects found, costs/estimates and full reports obtained possibly resulting in re-negotiation of the purchase price to reflect the necessary works identified.

What type of report do I need?

  Open Market Vaulation Home Buyer Survey & Valuation Building Survey
Terms and conditions x x x
Written report for your reference x x x
Professionally qualified surveyor or valuer x x x
Brief inspection x    
Detailed inspection   x x
Detailed comment on construction   x x
General report on condition   x x
Easy to understand report style x x x
Analysis of the causes of problems and repairs needed     x
Some advice on future maintenance     x
Full set of photographs     x
Personal contact with your surveyor   x x
Suitable for all types of properties     x
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